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 PREMIER
FINANCE DISCLAIMERS AND TERMS OF BUSINESS At
Premier Finance we want you to be happy with your finance
package, therefore we would like you to take this
opportunity to read the following terms and conditions when
considering a product from us.
All finance is subject to status to over 18s only.
Written quotations are available on request.
Guarantees and indemnities maybe required.
Premier Finance Services Limited can accept no liability
whatsoever for information given, including taxation and
accounting, which is offered as a general guide only.
We recommend that if you are in any doubt whatsoever that
you seek your own independent financial advice.
Please refer to the terms and conditions of the relevant
finance documentation for more detailed information.
Premier Finance will accept no liability whatsoever for
errors in specification or information provided relating to
cars that we source on behalf of our clients given that all
information is provided to us on a bespoke basis by our
dealers and is passed on to our clients in good faith.
You are strongly advised to verify all information regarding
any car particulars and specifications with the supplying
dealer and to sign and keep a copy of the vehicle order be
it for a new or used vehicle. The above also applies to
equipment purchased via our asset, aviation, marine, truck
and classic car finance facility.
TYPICAL TERMS AND
CONDITIONS (1) An acceptance fee of typically £155.00
will be added to the first payment
(2) An option to purchase fee of typically £70.00 will be
added to the final payment.
(3) An excess mileage charge can apply to Personal Contract
Purchase agreements if the car is returned at contract end
and the contracted mileage has been exceeded. This normally
does not apply if you decide to part exchange, sell or keep
the car. An excess mileage charge will be applied to
Contract Hire agreements if the car is returned with higher
than contracted total mileage.
The charge varies according to make and model and may differ
from one finance company to another.
(4) A further charge will be incurred if the car is returned
at contract end and is not in good condition. This will
include accident damage or damage due to misuse or neglect.
(5) Subject to Terms and Conditions which are available on
request.
(6) At the end of a Finance Lease, if you decide to sell the
car it must be to an unconnected third party. Any excess
proceeds of the sale will be returned to you less an
administrative charge.
(7) Early settlement calculated on balance outstanding plus
interest up to settlement date.
(8) Early settlement calculated according to the ‘Actuarial
method’ which calculates a proportionate rebate of interest.
(9) Contract Hire early settlements will incur penalties
which differ from one finance company to another and will
also be subject to pro-rata excess mileage charges (3) and
subject to the condition of the vehicle.(4) DETAILED
AND INFORMED ADVICE Premier Finance Services Ltd is a licensed credit brokerage
specialising in arranging finance to customers buying motor
cars from dealers nationwide. With over 25 years experience in
financing, we can tailor an individual funding package to suit
all needs be it for private individuals wanting to protect
their personal investments when buying a car, or wanting to
use their cars for business purposes as well as for pleasure.
Our services extend to companies or fleet managers where we
assist by advising on best methods of financing cars according
to budgets required, balance sheet issues or wanting to
maximise on tax relief. We can assist our clients with matters
of taxation on cars by clarifying company car tax and
indicating tax benefits that can be obtained by people using a private car for
business.
Companies acquiring cars for their staff either as company
cars or who want to offer their employees a monthly allowance
instead, often look for guidance on what to do and how to do
it, where again we can step in and offer informed advice and
arrange corporate finance packages to suit.
FINANCE
AVAILABLE FOR:
Light
aircraft
Equipment
purchases
Classic
cars
Pleasure
boats
Yachts
Commercial
vehicles
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At Premier, we have dedicated experts who deal with
Asset
Finance for companies financing equipment purchases,
Marine
Finance for purchasing boats and
Aviation Finance for
purchasing aircraft along with our auto experts for
Classic Car Finance and
Truck Finance.
Click here for our office contact details
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