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 PERSONAL
CONTRACT PURCHASE (PCP) FOR PRIVATE INDIVIDUALS
Personal Contract Purchase (PCP) for Private Individuals
A payment structure similar to Lease Purchase but with an
agreed annual mileage with the added benefit of having an
‘Optional Final Payment’ at the end of the agreement often
referred to as a ‘Minimum Guaranteed Future Value’ which
protects the hirer from negative equity at contract end.
This gives you the option of being able to return the car at
the end of the agreement and simply walking away, should you
wish to do so, or you could sell it, part exchange it or
keep it by paying the outstanding balance. Personal Contract
Purchase contracts can also be settled early.
Best suited to people who:
 Are
Opting out of the company car scheme
Are
high mileage drivers
Have
specific deposit or monthly budgets to achieve
Change
cars regularly and have short change cycles
Want
to be protected from negative market forces at the end of
the agreement Terms and
Conditions: See
disclaimer sections (1) (2) (3) (4) (8)
DETAILED
AND INFORMED ADVICE Premier Finance Services Ltd is a licensed credit brokerage
specialising in arranging finance to customers buying motor
cars from dealers nationwide. With over 25 years experience in
financing, we can tailor an individual funding package to suit
all needs be it for private individuals wanting to protect
their personal investments when buying a car, or wanting to
use their cars for business purposes as well as for pleasure.
Our services extend to companies or fleet managers where we
assist by advising on best methods of financing cars according
to budgets required, balance sheet issues or wanting to
maximise on tax relief. We can assist our clients with matters
of taxation on cars by clarifying company car tax and
indicating tax benefits that can be obtained by people using a private car for
business.
Companies acquiring cars for their staff either as company
cars or who want to offer their employees a monthly allowance
instead, often look for guidance on what to do and how to do
it, where again we can step in and offer informed advice and
arrange corporate finance packages to suit.
FINANCE
AVAILABLE FOR:
Light
aircraft
Equipment
purchases
Classic
cars
Pleasure
boats
Yachts
Commercial
vehicles
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At Premier, we have dedicated experts who deal with
Asset
Finance for companies financing equipment purchases,
Marine
Finance for purchasing boats and
Aviation Finance for
purchasing aircraft along with our auto experts for
Classic Car Finance and
Truck Finance.
Click here for our office contact details
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